GENERAL ACCIDENT
The insurance is concluded to provide insurance protection on the life and health of the Insured and/or on the life and health of third parties with their written consent.

COVERED RISKS
Death as a result of a domestic or occupational accident;
Permanent loss of working capacity as a result of a domestic or occupational accident.
Temporary incapacity due to a domestic or occupational accident.
Medical expenses – medical expenses, per diems for hospital stay, medication as a result of an accident;
Transportation and repatriation costs – include costs incurred for moving the insured to the nearest medical facility or his place of residence, or his mortal remains, including his luggage, to his place of residence in the country, as a result of an accident;

ACCIDENT OF ATHLETES
The insurer provides insurance protection on the life and health of athletes actively engaged in sports on an amateur or professional basis in sports or fitness halls, centers, societies, clubs, sports teams, unions and federations.

COVERED RISKS
Under this insurance, the Insurer provides insurance coverage for events occurring as a result of an accident only during a sports competition and the immediately accompanying pre-competition preparation, which is under the supervision and order of the organizers. For payment of an additional insurance premium, insurance coverage can be extended for events occurring at any time of the day.

PRINCIPAL RISKS:
Death due to an accident;
Permanent loss of ability to work due to an accident.

ADDITIONAL RISKS
Temporary incapacity due to an accident.
Medical expenses – medical expenses, per diems for hospital stay, medication as a result of an accident;
Transportation costs – include costs incurred for moving the insured to the nearest medical facility or his place of residence, or his mortal remains, including his luggage, to his place of residence in the country, as a result of an accident;

ACCIDENT TO HOTEL GUESTS
This insurance insures Bulgarian or foreign citizens staying in hotels, motels, private accommodation, bungalows, chalets, tourist bedrooms, as well as tents and caravans in campsites or other shelters.

COVERED RISKS
Death and permanent disability resulting from an accident.
Medical expenses – medical expenses, per diems for hospital stay, medication as a result of an accident;
Transportation and repatriation costs – include costs incurred for moving the insured to the nearest medical facility or his place of residence, or his mortal remains, including his luggage, to his place of residence in the country, as a result of an accident;
Partial or total loss of personal baggage or theft by burglary from the shelter;
Personal liability for damages caused to third parties;

ACCIDENTS TO VISITORS TO CULTURAL, SPORTS AND ENTERTAINMENT EVENTS AND FACILITIES
Under this insurance, the Insurer provides insurance protection to natural persons as visitors to cultural, sports and entertainment events and facilities.

PRINCIPAL RISKS:
Death due to an accident;
Permanent loss of ability to work due to an accident.

ADDITIONAL RISKS
Temporary incapacity due to an accident.
Medical expenses – medical expenses, per diems for hospital stay, medication as a result of an accident;
Transportation costs – include costs incurred for moving the insured to the nearest medical facility or his place of residence, or his mortal remains, including his luggage, to his place of residence in the country, as a result of an accident;

COMPULSORY INSURANCE OF WORKERS AND EMPLOYEES FOR THE RISK OF OCCUPATIONAL ACCIDENTS
This insurance is concluded on the basis of the ORDINANCE on compulsory insurance of workers and employees for the risk “Work accident. The insurer provides insurance protection on the life and health of persons working under the terms of an employment contract.

COVERED RISKS
Death of the insured person as a result of a work accident;
Permanently reduced working capacity, as a result of a work accident;
Temporary incapacity due to a work accident.

ADDITIONAL COVERAGE
The higher the insurance amount for the risk of temporary incapacity due to an occupational accident.