COVERED RISKS
• Improving health and preventing diseases – prevention: organizing and carrying out annual comprehensive preventive examinations and research, especially in relation to the most common and socially significant diseases
• Out-of-hospital medical care: direct access to pre-hospital care and specialists, without the need for referrals for specialized medical activity, treatment, laboratory and instrumental tests, rehabilitation and physiotherapy
• Hospital medical care: diagnosis, treatment, manipulations, operations, physiotherapy and rehabilitation in hospital conditions.
• Additional services in the provision of medical assistance: accommodation in better hospital conditions, individual nursing care, medical transport or sanatorium hospital treatment,
• Reimbursement of costs for medicines: purchase of prescribed medicines and reimbursement of costs incurred for them;
• Dental services: dental status, cleaning of tartar, treatment of caries, pulpitis, abscesses, extractions, construction of teeth, metal ceramics, bridges and crowns;

ADVANTAGES
• Increased awareness of the insured persons about their rights and obligations as the main participants in the healthcare system and their opportunities to access it.
• Accessibility, timeliness and sufficiency of the provided medical assistance;
• Carrying out highly specialized and expensive research without restrictions.
• Free choice of specialist doctors and medical facilities throughout the country.
• Easy and quick access to consultations, examinations and treatment by leading specialist doctors in the best medical facilities in the country.
• Direct booking of appointments for examinations and examinations with the assistance of EZOK ZAD coordinators throughout the country by phone and online.
• Using the full range of medical activities, research and treatment in outpatient and inpatient medical care until the solution of a given health problem.
• Permanent control by EZOK ZAD, on the quality and volume of medical assistance provided to insured persons.
• Coverage of medications, consumables, examinations and treatment that the NHIF does not pay for;
• Limiting and overcoming unregulated financial relationships between the patient, medical personnel and medical institutions.

TAX BENEFITS – INDIVIDUALS
According to Art. 19. (1) of the Tax Act (Amended – SG No. 113 of 2007, in force from 01.01.2008) The sum of the annual tax bases under Art. 17 is reduced by the personal contributions made during the year for additional voluntary insurance in a total amount up to 10 percent of the amount of the annual tax bases under Art. 17, as well as with the personal contributions paid during the year for voluntary health insurance and premiums/payments under “Life” insurance contracts in a total amount of up to 10 percent of the amount of the annual tax base under Art. 17.

COVERED RISKS
• Improving health and preventing diseases – prevention: organizing and conducting preventive examinations together with employers, in accordance with the requirements of Ordinance No. 3 on the mandatory preventive examinations of workers and employees;
• Out-of-hospital medical care: direct access to pre-hospital care and specialists, without the need for referrals for specialized medical activity, treatment, laboratory and instrumental tests, rehabilitation and physiotherapy
• Hospital medical care: diagnosis, treatment, manipulations, operations, physiotherapy and rehabilitation in hospital conditions.
• Additional services in the provision of medical assistance: accommodation in better hospital conditions, individual nursing care, medical transport or sanatorium hospital treatment,
• Reimbursement of costs for medicines: purchase of prescribed medicines and reimbursement of costs incurred for them;
• Dental services: removal of dental status, cleaning of tartar, treatment of caries, pulpitis, abscesses, extractions, construction of teeth, metal ceramics, bridges and crowns;

ADVANTAGES
• Increased awareness of the insured persons about their rights and obligations as the main participants in the healthcare system and their opportunities to access it.
• Accessibility, timeliness and sufficiency of the provided medical assistance;
• Carrying out highly specialized and expensive research without restrictions.
• Free choice of specialist doctors and medical facilities throughout the country.
• Easy and quick access to consultations, examinations and treatment by leading specialist doctors in the best medical facilities in the country.
• Direct booking of appointments for examinations and examinations with the assistance of EZOK ZAD coordinators throughout the country by phone and online.
• Promotion of health and limitation of morbidity, by carrying out annual comprehensive preventive examinations and research, especially in relation to the most common and severely debilitating socially significant diseases;
• Subsequent timely post-prophylactic coordination, diagnostic clarification and treatment of a health problem that arose during the preventive examinations.
• Using the full range of medical activities, research and treatment in outpatient and inpatient medical care until the solution of a given health problem.
• Permanent control by EZOK ZAD, on the quality and volume of medical assistance provided to insured persons.
• Coverage of medications, consumables, examinations and treatment that the NHIF does not pay for;
• Limiting and overcoming unregulated financial relationships between the patient, medical personnel and medical institutions.

FINANCIAL RELIEF AND EMPLOYER BENEFITS
• Contributions for additional health insurance (Sickness Insurance) at the expense of the employer, according to Art. 208 of the ZKPO in the amount of up to BGN 60 per month (BGN 720 per year) for an insured worker or employee, are defined as an expense of the company, not subject to taxation.
• Reduction of costs, by including the mandatory for the employer under Ordinance No. 3 examinations and studies to the scope of the insurance.
• Increasing the working capacity and reducing the temporary incapacity of employees, through prevention, timely diagnosis and a better and faster solution to emerging health problems.