PROPERTY AND HOME INSURANCE

FIRST-CLASS PROTECTION OF YOUR PROPERTY

Property insurance guarantees effective protection of the Insured’s property interests. The insurances offered by us provide optimal solutions for security and peace of mind for your home and business.

Our goal is to maximally satisfy the needs and requirements of customers by offering innovative, competitive and attractive insurance products.

Your home

PROPERTY – YOUR HOME – Insurance provides first-class protection of the home and household property against adverse risks such as:
• Fire and the consequences of extinguishing it, lightning, explosion and implosion, impact from aircraft or parts and objects falling from them;
• Storm, hurricane, damage from falling branches and trees, consequence of natural disasters, heavy rain, flood from a natural disaster, damage from gravity from natural accumulation of snow or ice, action of groundwater, sea waves, landslides and collapse of earth layers, falling in an avalanche;
• Hail, Freezing /freezing/ of inventory;
• Hit by a road vehicle or animal, during loading and unloading with loading and unloading machines during an accident with them, damage to property during its transportation from one address to another with own or hired transport;
• Failure of plumbing, sewage, heating and air conditioning installations, sudden leakage of water from sprinkler installations;
• Short circuit and electric shock;
• Earthquake;
• Theft by breaking and entering, including using a technical means;
• Without providing an inventory of the insured property;
• Vandalism, incl. malicious fire and malicious explosion;
• Civil liability of the Insured arising as a result of a risk covered by the policy;
• Breaking glass and display cases;

ADVANTAGES
• Simplified procedure of concluding the insurance without collecting pre-contractual information
• Without providing an inventory of the insured property
• No deductible of the Insured
• The insured amount can be determined in BGN or EUR
• Deferred payment up to 4 installments
• High liability limits
• A combination of different insurance options, depending on specific needs and requirements
• Conclusion of insurance in favor of a credit institution

For individuals

The insurance provides reliable protection of the property interests /residential buildings, home property/, of the Insured, against the following risks:
• Fire and the consequences of extinguishing it, lightning, explosion and implosion, impact from aircraft or parts and objects falling from them;
• Storm, hurricane, damage from falling branches and trees, consequence of natural disasters, heavy rain, flood as a result of natural disaster, damage from gravity from natural accumulation of snow or ice, action of groundwater, sea waves, landslides and collapse of earth layers, avalanche fall;
• Hail, Freezing /freezing/ of inventory;
• Hit by a vehicle or animal; damage during loading and unloading with loading and unloading machines during an accident with them; damage to the insured property during its transport from one address to another with own or hired transport;
• Failure of plumbing, sewage, heating and air conditioning installations, sudden leakage of water from sprinkler installations;
• Short circuit and electric shock;
• Earthquake;
• Theft by breaking and entering, including using a technical means;
• Vandalism, incl. malicious fire and malicious explosion;
• Robbery;
Additional risks with limits:
• Loss of rental income, in connection with the manifestation of a risk covered by the policy
• Civil liability of the Insured arising as a result of a risk covered by the policy;
• Debris and wreckage clearance costs;
• Breaking glass and display cases;
• Costs for alternative accommodation, in connection with the manifestation of a risk covered by the policy.

ADVANTAGES
• Flexible conditions and competitive prices
• Individual approach and professional assistance in protecting your interests
• No deductible of the Insured
• The insurance amount can be negotiated in BGN or EUR
• Deferred payment of the insurance premium up to four installments
• Conclusion of insurance in favor of a credit institution

For legal entities

The insurance provides reliable protection of the property interests /production and non-production buildings, machines, equipment, production and others/ of the Insured, against the following risks:
• Fire and the consequences of extinguishing it, lightning, explosion and implosion, impact from aircraft or parts and objects falling from them;
• Storm, hurricane, damage from falling branches and trees, consequence of natural disasters, heavy rain, flood as a result of natural disaster, damage from gravity from natural accumulation of snow or ice, action of groundwater, sea waves, landslides and collapse of earth layers, avalanche fall;
• Hail, Freezing /freezing/ of inventory;
• Hit by a vehicle or animal; damage during loading and unloading with loading and unloading machines during an accident with them; damage to the insured property during its transport from one address to another with own or hired transport;
• Failure of plumbing, sewage, heating and air conditioning installations, sudden leakage of water from sprinkler installations;
• Short circuit and electric shock;
• Earthquake;
• Theft by breaking and entering, including using a technical means;
• Vandalism, incl. malicious fire and malicious explosion;
• Robbery;
Additional risks with limits:
• Loss of rental income, in connection with the occurrence of a risk covered by the policy;
• Civil liability of the Insured arising as a result of a risk covered by the policy;
• Debris and wreckage clearance costs;
• Costs for moving and storing insured movable property;
• Expenses for fees of experts, engineers and architects;
• Breaking glass, shop windows, advertising signs and inscriptions;

ADVANTAGES
• Flexible conditions and competitive prices
• Individual approach and professional assistance in protecting your interests
• No deductible of the Insured
• The insurance amount can be negotiated in BGN or EUR
• Deferred payment of the insurance premium up to four installments
• Conclusion of insurance in favor of a credit institution